Letprotector Lettings insurance for landlords, and landlord's contents

The Portfolio Club

Designed for Landlords' with five or more properties. The facility is available for either residential or commercial properties. A summary of each is as follows:

The Portfolio Club – Residential Properties

Residential property owner's policy provides cover for properties let to individuals, families, students, asylum seekers, long term unoccupied properties awaiting an acceptable tenant and DSS tenants, who currently receive unemployment benefit, housing benefit, housing or disability benefit and DSS Referrals.

Key benefits include:

Underwritten by Navigators Insurance Company Limited
Landlords' insurance, with the option of accidental damage
Instant online residential buy to let insurance quote
Buildings cover available, with or without contents
Reduced hassle with our 24 hour claims help line

The residential policy was be further extended to include legal expenses and / or emergency assistance.

Emergency Assistance : Key Benefits

Cover up to £500.00 for emergency repairs including call out charges material and VAT.
No limit on the number of claims and no excess to pay, cover includes the following
Failure or Damage to Plumbing & Drainage.
Failure or Breakdown of the Electricity Supply.
Failure or Breakdown of the Primary Heating System.
Lost Keys.
Failure or damage to Locks, Doors or Windows rendering the home insecure.
The product is underwritten AXA Insurance UK plc

Legal Expenses : Key Benefits

Cover up to £25,000 with the client being responsible for the first £100 plus VAT.
Cover for Breach of Tenancy Agreement
Cover for Pursuit of Rent Arrears
Cover to evict Tenant or a anyone in the property
Landlord Legal Defence cover against both civil & criminal proceedings
Cover for enquiries in respect of TAX, VAT,PAYE & NIC Investigations.
24 hour Legal Helpline - free access to legal advice and assistance.
The product is underwritten by Norwich Union.

The Portfolio Club – Commercial Properties

Designed to provide buildings, contents, and loss of rent protection for commercial properties tenanted by high street trades. Properties owner occupied are also acceptable.

Such trades includes shops, offices, restaurants, pubs, takeaways and long term unoccupied properties awaiting an acceptable tenant or owner occupied.

You are able to obtain instant quotations subject to the underwriting criteria up to a total sum insured of £1,500,000 including loss or rent and contents.