Commercial Property Insurance - Commercial Buildings Insurance

Welcome to Commercial-Protector. Commercial-Protector forms part of the Insurance Protector group of websites which can be found at www.insuranceprotector.co.uk. All of our products are specifically designed to meet your needs as a property owner.

Our commercial property insurance is designed to provide buildings, contents and loss of rent protection for commercial properties tenanted by high street trades such as shops and offices. Our commercial property insurance will also cater for both owner occupied and long term unoccupied properties pending acceptable tenants.

There are many benefits when arranging your commercial property owners insurance with Commercial-Protector. Our online quotation system will allow you to obtain an instant quotation within a matter of minutes, along with immediate cover and instantaneous delivery of your policy documents. We will also send out a full, hard copy of documentation by first class post within 3-5 working days of you taking the policy out.

For mortgage purposes, our commercial property insurance policies are acceptable to all banks and building societies.

If you have acquired a property and plan to rent, let or lease it out on a commercial buy to let basis, your mortgage lender will often stipulate you obtain a commercial buy to let insurance policy – an insurance policy specifically underwritten for buildings tenanted by commercial trades and businesses.

Our niche cheap commercial buildings insurance policies are specially underwritten to make sure you are provided with the exact insurance cover you require from a specialist insurer.

Insurance can often be a complex business with many insurers / providers placing unnecessary obstacles in the way, sometimes leaving you out of pocket and even incorrectly or under insured.

Over the last few years more and more landlords have invested heavily into the property sector. The property sector has proven to be very substantial in generating investment through the ever increasing housing prices. Not only that but many landlords have resorted to purchasing properties for letting purposes due to the opportunity of gaining money from sitting tenants and then letting the properties gain in value over time for future sale. This has led to an increase in landlords ensuring they are fully covered through commercial building insurance.

Commercial property insurance is ideal for landlords who provide letting services in their properties because it provides full cover against rent protection, and building, and contents protection against theft, fire and damage. There are also other factors that can go against the landlord when letting out properties such as injury to the tenant. If your tenant in someway injuries his or herself and you are not covered then you as the landlord become liable. Also it is the landlord’s duty to ensure that the property he is letting out is maintained and is fully covered against fire and health and safety regulations.

Just like most insurance sectors it can become very difficult in knowing exactly what insurance policy is best for you. This is where it is very important to shop around to find the best deals available on the market. The difference between certain companies polices against other insurers can be quite reasonable and to this extent it is always best to seek independence advise first. Certain insurance polices may offer good points and then not provide certain other aspects that you require. In certain cases there are specialist insurance brokers who can actually tailor the exact policy and cover to protect all your properties at very affordable rates.

At Commercial-Protector, we adopt a simple philosophy of bringing you quality products at a competitive price with an unrivalled level of customer service. Our attitude is to provide you with a simple yet effective solution to your insurance requirements and by using this delivery style we genuinely believe we lead the way in a crowded marketplace.